The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.
Advertising Disclosure is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.
VA Rate Guide Review
VA Rate Guide Review
May 21, 2023 / Nadav Shemer
VA Rate Guide Review
May 21, 2023 / Nadav Shemer
Works specifically with VA loans
Visit Site >

At a Glance

VA Rate Guide is a free loan matching service specializing in VA loans and other types of mortgage loans. Its huge network of lenders (numbering in the hundreds) includes specialist VA lenders and large national lenders. After you complete the short online form, VA Rate Guide quickly scans its network and connects you to its top VA and mortgage lenders.


  • Lets you quickly scan the VA loan market
  • Results in your inbox instantly
  • No SSN or hard credit query


  • Not a licensed broker or lender

The main reason to select VA Rate Guide is to quickly compare the VA loan market. Only a few lenders are authorized to offer VA loans, and fewer still can actually be considered specialist VA lenders. VA Rate Guide helps you locate the best VA lenders in seconds (and the best conventional mortgage lenders too if that interest you). Just complete the short online form and let VA Rate Guide do all the rest of the work for you.

Before using the VA Rate Guide service, be aware that your contact details will be shared with relevant third-party lenders. This is obviously super-convenient because the lenders come straight to you. On the flipside, there’s a high likelihood your phone will ring off the hook – which understandably can be a turn-off.

How it Works

VA Rate Guide is an aggregator, not a broker or lender. What this means is that VA Rate Guide collects your information and shares it with the brokers and lenders it thinks can offer you the best deals on your mortgage or refinance.

It takes only 2-3 minutes to fill out VA Rate Guide’s online form. Best of all, it won’t affect your credit score and you won’t need to submit any documentation.

Here are the questions you’ll need to answer:

  • Purchase or refinance
  • Property description (single family, multi family, town house, condo)
  • Estimated credit rating
  • Have you found a home or are you still looking?
  • Type of property (primary, vacation, investment)
  • Estimated home value
  • Down payment
  • Preferred loan type (fixed, adjustable, or both)
  • Have you had any bankruptcies/foreclosures in the past 3 years?
  • Can you verify your income?
  • Have you had any late payments in the past year?
  • Have you or your spouse served in the military?
  • Do you have a banking or credit account with a major bank?

After entering your contacts details (name, address, phone, email), just wait a few seconds for VA Rate Guide to generate results and send them to your inbox. You’ll also start receiving calls from lenders within a few hours of submitting the form.

Types of Loans

VA Rate Guide’s partners offer every type of mortgage loan in existence. Through VA Rate Guide, you can find lenders willing to help you purchase a home or refinance an old mortgage. Most partners offer a choice between fixed and adjustable rates. Some of VA Rate Guide’s partners even offer home equity loans.

Here’s a full breakdown of the main home loans you can find through VA Rate Guide:

  • Conventional (conforming) loan
  • Jumbo loan
  • FHA loan
  • VA loan
  • USDA loan
  • Home equity loan / HELOC
  • Cash-out refinance
  • Reverse mortgage

Loan Features

Each lender in VA Rate Guide’s network determines its own loan features, and it’s fair to say these features vary significantly from lender to lender. Herein lies the main benefit of using the VA Rate Guide service: its platform lets you easily compare rates, terms, and loan features from different lenders.

Aside from being a matching service, the VA Rate Guide platform has two additional features worth mentioning here:

  • It offers a free overview of your credit score and history (link provided after you complete the VA Rate Guide online form)
  • It offers deals from third-party services closely related to the mortgage industry, such as ID theft protection and a review of your 401(k).

Rates and Terms

VA Rate Guide works with hundreds of lenders, so the rates and terms vary significantly. The great thing about VA Rate Guide is that it takes your borrower profile (based on your estimated credit score and other information you provide) and matches you with the lenders it thinks can give you the best rates. If you have a strong credit score, then VA Rate Guide should be able to find you competitively low APRs. If your credit score is poor, then expect a higher APR.

Contact VA Rate Guide

VA Rate Guide is purely an online matching service, and does not offer any customer support. That means no contact phone number, no email, and no physical branches.


Starting out your mortgage search or having trouble finding a suitable lender? With a massive network of hundreds of mortgage lenders, VA Rate Guide can kick-start your search. The service is free to use and requires very little effort on your part. Simply fill out VA Rate Guide’s short online form (it only takes 2-3 minutes), and you’ll receive tailored results to your inbox in minutes.

Get started now, visit VA Rate Guide
By Nadav Shemer
Nadav Shemer specializes in business, tech, and energy, with a background in financial journalism, hi-tech and startups. Nadav writes for He enjoys writing about the latest innovations in financial services and products.
Best Mortgage Loans Companies
Rocket Mortgage
Read More
Visit Site >